DUBLIN--(BUSINESS WIRE)--
Dublin - Research and Markets ( ) has voiced the add-on of the "Mortgage Loans in Italy" inform to their offering.
This inform reserve data on the Mortgage Loans Italian marketplace and its competitors: marketplace trends, SWOT and key success factors analysis, leading companies opening indicators (total turnover, zone definite turnover, marketplace shares and trade quotas), business prospects and trends.
Scope
This inform will casing housing loan loans for family groups and other individuals.
- Product technology: as is loyal for all financial products, the housing loan loan value and remuneration routine is gradually apropos computerised. In Italy, however, housing loan contracts contingency be physically sealed by both parties in the participation of a civil-law notary, so the use of data technology in established vicious phases of the routine is limited.
- Function: the function of a housing loan loan is normally to financial the buy or the restoration expenses of a home. This inform will moreover casing other identical variety of loans such as home equity loans and debt converging mortgages.
- Client categories: This inform will casing usually mortgages for family groups and other individuals, not mortgages for building companies and other businesses.
Segments
Mortgage loans to buy or reconstruct a home ("conventional" mortgages):
- For the buy of a first chateau
- For the buy of a second home
- For home renovation.
Debt converging mortgages, remortgages and home equity loans ("non-conventional" mortgages):
- Debt converging housing loan loans: to combine debt from assorted sources in to a loan feel safe by the housing loan of a property;
- Remortgages: a housing loan loan taken out to reinstate an existing one, either simply to renegotiate the conditions or to get hold of extra cash. In Italy, this portion moreover includes deputy mortgages;
- Home equity loans: a loan in that the value of a home is affianced as collateral.
Companies Mentioned
- BANCA 24-7 S.P.A.
- BANCA CARIGE S.P.A.
- BANCA DELLE MARCHE S.P.A.
- BANCA MEDIOLANUM S.P.A.
- BANCA MONTE DEI PASCHI DI SIENA S.P.A.
- BANCA POPOLARE DELL'EMILIA ROMAGNA SC
- BANCA POPOLARE DI MILANO S.c.a.r.l.
- BANCA POPOLARE DI VICENZA SCPA
- BANCA POPOLARE FRIULADRIA S.P.A.
- BANCA SAI S.P.A.
- BANCO DI SARDEGNA S.P.A.
- BANCO POPOLARE SC
- BARCLAYS BANK P.A.
- BHW BAUSPARKASSE AG
- BNL S.P.A.
- BNP PARIBAS PERSONAL FINANCE S.P.A.
- CARIPARMA S.P.A.
- CHEBANCA! S.P.A.
- CREDEM S.P.A.
- CREDITO VALTELLINESE SC
- DEUTSCHE BANK S.P.A.
- DEUTSCHE BANK MUTUI S.P.A.
- ICCREA BANCA S.P.A.
- ING DIRECT N.V.
- INTESA SANPAOLO S.P.A.
- UBI BANCA SCPA
- UNICREDIT S.P.A.
- VENETO BANCA SCPA
- WEBANK S.P.A.